HOME DEBT PURCHASING CONSUMERS COMPLIANCE MANAGEMENT CONTACT US

Notice of Important Rights! We are required by law to notify consumers of the following rights. This list does not include a complete list of rights consumers have under state and federal laws. IN CALIFORNIA: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. The California Consumer Privacy Act requires that we inform you that we collect the following categories of personal information from consumers for the business purpose of servicing accounts and collecting debts: 1) Identifiers (such as name; Address; Social Security number; online identifiers; email address; and other similar identifiers); 2) Audio (such as call recordings and other similar information); 3) Financial Information (such as bank account information; debit card information; credit card information; and other similar financial information); 4) Commercial Information (such as records of property, products or services purchased or other similar information); 5) Internet or other Electronic Network Activity Information (such as information regarding your interaction with our websites and other similar information); 6) Professional or Employment Information (such as employment information or other similar information). For more information, or to access this notice in a different format, please see our Privacy Policy. PRIVACY POLICY You may request records showing the following: (1) that Grassy Sprain Group, Inc, has the right to seek collection of the debt; (2) the debt balance, including an explanation of any interest charges and additional fees; (3) the date of default or the date of the last payment; (4) the name of the charge-off creditor and the account number associated with the debt; (5) the name and last known address of the debtor as it appeared in the charge-off creditor’s or debt buyer’s records prior to the sale of the debt, as appropriate; and (6) the names of all persons or entities that have purchased the debt. You may also request from us a copy of the contract or other document evidencing your agreement to the debt. A request for these records may be addressed to: Grassy Sprain 9858 Clint Moore Road, Suite C-11, #217, Boca Raton, Florida 33496. California License application pending. IN COLORADO: A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE https://coag.gov/office-sections/consumer-protection/consumer-credit-unit/collection-agency-regulation/. Our in-state office address and telephone number is 8690 Wolff Court, Ste 110, Westminster, CO 80032. 800-937-8068. IN MASSACHUSETTS: NOTICE OF IMPORTANT RIGHTS. YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE COLLECTOR. You may contact us by telephone at 800-937-8068 between 9:00 am and 4:00 pm Eastern Time Monday-Friday or in writing at 9858 Clint Moore Rd, Suite C-11, #217, Boca Raton, FL 33496. IN MINNESOTA: THIS COLLECTION AGENCY IS LICENSED BY THE MINNESOTA DEPARTMENT OF COMMERCE. IN NEW YORK CITY: This collection agency is licensed by the New York City Department of Consumer Affairs. The license numbers are 1262332 and 2019988. The New York City Department of Consumer and Worker Protection (“Department”) requires us to document your preferred language. Please contact GRASSY at 800-937-8068 to provide us with your preferred language. Please note, Grassy does not provide a translation of any communication made or created in English into another language. A translation and description of commonly-used debt collection terms is available in multiple languages on the Department’s website, www.nyc.gov/dca. IN UTAH: As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. IN NORTH CAROLINA: This collection agency is licensed by the North Carolina Department of Insurance. The license number is 119507303. This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. Our website contains links to websites owned and operated by third parties. If you use these links, you leave our website. These links are provided for your information and convenience only and are not an endorsement by Grassy Sprain Group, Inc., of the content of such linked websites or third parties. Grassy Sprain Group, Inc., has no control over the contents of any linked website and is not responsible for these websites or their content or availability.

HOURS: 10am-4pm (ET) This is a communication from a debt collector. This is an attempt to collect a debt, and any information obtained will be used for that purpose. Web presence designed by WebXtras, LLC All rights reserved.